Immediate - Pay Access

Careers

VP of Finance

Immediate is seeking a VP of Finance to lead the company’s forward-looking finance function, including budgeting, forecasting, capital planning, liquidity management, and capital raise efforts. Working closely with our Controller, who oversees accounting operations, historical reporting, and GAAP compliance, this leader will focus on where the business is going and what capital is needed to support its growth.

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The VP of Finance will lead lender relationships, diligence materials, capital models, and credit facility strategy to support Immediate’s Earned Wage Access business model. This person will also support future equity capital needs in partnership with the CEO and executive team, while serving as a key member of leadership and a strategic finance partner across the business.

Location:

Birmingham or Atlanta-preferred

Type:

Full-Time

Information:

Department:

Finance

Responsibilities

Own Immediate’s forward-looking finance function, including budgeting, financial modeling, and long-term financial planning
Lead both credit and equity capital raise efforts, including outreach, negotiations, and execution
Build and maintain relationships with banks, private credit funds, specialty finance lenders, and other capital providers
Manage Cash Flows by monitoring liquidity, capital availability, borrowing capacity, and future funding requirements
Prepare lender, investor, board, and executive-level financial materials
Partner with the executive team on capital allocation, pricing, unit economics, and growth planning
Provide financial insight to Sales, Partnerships, Product, Operations, and Customer Success teams
Build dashboards and reporting tools that give leadership visibility into financial performance and key financial business drivers

Requirements

Experience in finance, capital markets, private credit, investment banking, fintech, specialty finance, lending, payments, or a related field
Strong financial modeling skills, including forecasting, cash flow modeling, scenario analysis, unit economics, and capital needs analysis
Experience working with lenders, investors, board members, and executive leadership
Strong analytical, communication, and cross-functional leadership skills
High ownership mentality, sound judgment, and ability to handle sensitive financial and capital markets information

Benefits

Compensation: Competitive salary and stock option grant.
Benefits: Comprehensive medical, dental, and vision insurance plus 401(k).
On-Demand Pay: On-demand access to your earned wages (we use our own product!).‍
Culture: A mission-driven environment focused on financial empowerment, innovation, and collaborative growth.