Immediate
FACTS
WHAT DOES IMMEDIATE DO WITH YOUR PERSONAL INFORMATION?
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
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How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons we choose to share, and whether you can limit this sharing. |
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Reasons we can share your personal information |
Does Immediate share? |
Can you limit this sharing? |
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For our everyday business purposes—such as to process your transactions, maintain your account, respond to court orders and legal investigations, or as otherwise permitted by law |
Yes |
No |
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For our marketing purposes—to offer our products and services to you |
No |
We don’t share |
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For joint marketing with other financial companies |
No |
We don’t share |
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For our affiliates’ everyday business purposes—information about your transactions and experiences |
No |
We don’t share |
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For our affiliates’ everyday business purposes—information about your creditworthiness |
No |
We don’t share |
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For our affiliates to market to you |
No |
We don’t share |
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For nonaffiliates to market to you |
No |
We don’t share |
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Questions? |
Call 1 (888) 907-9764 or visit https://joinimmediate.com/privacypolicy. |
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Who we are |
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Who is providing this notice? |
IMMEDIATE / TERN COMMERCE INC., IN CONNECTION WITH THE IMMEDIATE CARD PROGRAM |
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What we do |
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How does Immediate protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and systems. We also limit access to personal information to personnel and service providers that need the information to perform their responsibilities. |
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How does Immediate collect my personal information? |
We collect your personal information, for example, when you:
We may also collect information from identity-verification providers, fraud-prevention services, payment networks, financial institutions, employers or program sponsors, and other service providers. |
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
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Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. Immediate does not share with our affiliates. |
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Immediate does not share with nonaffiliates so they can market to you. |
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Immediate doesn’t jointly market. |
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Other important information |
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This notice describes the privacy practices of Immediate / Tern Commerce Inc. Cross River Bank provides a separate privacy notice describing its privacy practices. Customers should receive and review both notices. Vermont and California Residents: We will not share information we collect about Vermont and California residents with companies outside of Immediate/Tern Commerce Inc., unless the law allows. To learn more about California residents’ rights, contact us at support@joinimmediate.com. |
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